Young, Fabulous and Broke? Suze Orman Has Debt Relief & Financial Freedom Advice Books for You!
Are you a parent that has all the financial responsibility in the world on your shoulders and living paycheck to paycheck? Does it seem like there is no way out of this endless cycle of working just to pay your bills? Well, I certainly felt this way. I have been in consumer credit counseling, which was very helpful, but I still felt like a financial idiot. What was I supposed to do to get ahead? How was I going to ensure that my family was going to get the best they deserve which includes the finer things in life AND me? Well, I was sitting at home one day contemplating this and watching my local PBS station when an infomercial came on that was an real eye opener.
Enter Suze Orman, my financial guru! I had heard of Suze Orman before briefly and about her cable TV shows, but didn't really know what all the hype was about. I decided I would watch this infomercial and see if there was anything to the Suze Orman phenomenon. The infomercial was to raise money for PBS and promote Suze's Book "The Money Book for the Young, Fabulous and Broke". I got a chuckle out of the title, but thought to myself, "I'm young, fabulous and definitely broke" let me hear what this Suze Orman person has to say! Suze revealed some very interesting things to me such as:Your credit score can have an impact on your car insurance premiums!Your Fico Score is different from each of the credit bureaus and they are combined to make ONE Fico Score.Each credit bureau has their own credit report on you, and they don't always have all of the same information that the other ones do.If you have debts that are way overdue, they automatically fall off of your credit report in seven years.If you make a payment on those old debts at any time during the seven years, even if it is at the sixth year and eleventh month, you have started the seven year cycle all over again!As if you didn't know it already, bankruptcy is the WORST thing you can do to yourself and you should avoid it all costs. Suze recommends joining a consumer credit counseling agency if necessary.It's actually OK to live off of your credit cards while you are young for necessities so you can work the job of your dreams and put away the maximum amount of money in your 401 K Plan (only if they match).You should switch credit card balances to other credit cards as often as you need to to get the best interest rate.Despite what you may have heard, you should avoid interest only home mortgages at any cost, because if anything were to happen to you and you lost the home for any reason, you would have no equity and would have to start from scratch.
And much more!
In addition to the advice above, in Suze's "The Money Book for the Young, Fabulous and Broke" book, Suze gives you an access code so you can access more financial secrets at the Suze Orman Website.
All in all, I would recommend any of Suze Orman's books, they are a real lifesaver and will put you on the path to financial freedom!
Christina Khan is a single-mother and a recovering young, fabulous and broke parent. She runs a www.mypreciousbaby.com">baby birth announcement website with parenting advice and articles for new and expectant parents.
Christina also runs a cccs-credit-counseling.blogspot.com">cccs credit counseling debt relief blog that gives consumers a place to share and discuss their credit counseling experiences with others.
In the summer of 2016, Curtis Dawkins, a felon who is serving a life sentence in Michigan for murdering a man during a botched robbery, got some unexpected good news. Scribner, one of the top literary publishing houses in the United States, wanted to publish his debut collection of short stories, and offered him $150,000.
When "The Graybar Hotel" came out last summer, he was praised as a gifted stylist whose stories illuminated the often overlooked lives of prisoners. The book was also a boon for his family: Mr. Dawkins directed the money into an education fund for his three children.
But his surprising literary debut also caught the attention of Michigan's attorney general, who now wants Mr. Dawkins, 49, to use his financial windfall to pay for his incarceration...
The Booker Prize Foundation has launched the Golden Man Booker Prize to mark its 50th anniversary. This special one-off award will crown the best work of fiction from the last five decades of the prize, as chosen by five judges and then voted for by the public.
The Golden Man Booker will put all 51 winners which are all still in print back under the spotlight, to discover which of them has stood the test of time, remaining relevant to readers today.
Barnes & Noble is trimming its staff, laying off lead cashiers, digital leads and other experienced workers in a company-wide clearing, CNBC has learned from sources familiar with the matter.
The news came abruptly for many workers who showed up Monday morning at various Barnes & Noble locations to be notified that they no longer had a job. The number of affected workers couldn't immediately be determined. As of April 29 of last year, Barnes & Noble employed about 26,000 people.
The American Library Association presented their annual book awards today.
The Newbery medal went to Erin Entrada Kelly for Hello, Universe (Greenwillow Books) and the Caldecott Medal to Matthew Cordell for Wolf in the Snow (Feiwel & Friends).
Nina Lacour won the Michael L. Printz Award for We Are Okay (Dutton Children's), and Angela Johnson won the Margaret A. Edwards Award for "significant and lasting contribution to young adult literature." The William C. Morris YA Debut award went to The Hate U Give by Angie Thomas (Balzer + Bray), which also won the Odyssey audiobook award. Deborah Heiligman's Vincent and Theo: The Van Gogh Brothers (Henry Holt) won the Excellence in Nonfiction award, while Larry Dane Brimner won the Sibert Medal for distinguished informational book for the Twelve Days in May: Freedom Ride 1961 (Calkins Creek).
Jacqueline Woodson received the Wilder Award, honoring an author or illustrator whose books have "made a substantial and lasting contribution to literature for children."
Renee Watson received The Coretta Scott King award for Piecing Me Together (Bloomsbury Children's), and Eloise Greenfield received the Coretta Scott King-Virginia Hamilton Award for Lifetime Achievement.
Former Hong Kong-based Causeway Bay Books manager Lam Wing-kei said during an interview with a foreign radio station on Tuesday that it is almost certain that he will open a book store in Taiwan and if the operation of the store is smooth, he will consider going back to Hong Kong to open a new book store.
Lam is one of five men associated with publisher and bookstore Causeway Bay Books who disappeared at the end of 2015 and reappeared in China a few months later. He said they were kidnapped by Chinese public security. The incident directed the world's attention to the issue of China's heavy-handed suppression of free speech and press.
More than 1,100 new words were included in the latest update to the Oxford English Dictionary's online edition, with more than 100 of them relating to parenting.
"Mansplain" also enters the dictionary for the first time. According to the OED, just 10 years ago the word did not exist, "but the verb (of a man: to explain something needlessly, overbearingly, or condescendingly, especially to a woman, in a manner thought to reveal a patronising or chauvinistic attitude) and the concept it describes now have a firm foothold in the language".
Gui Minhai, the Hong Kong bookseller and publisher who has twice been seized by Chinese authorities--most recently on January 20--is being awarded the International Publishers Association's Prix Voltaire for "his bravery in continuing to publish despite the risks involved."
The National Book Foundation today announced it will present the National Book Award for Translated Literature, beginning this year at the 69th National Book Awards in November. This prize, which represents a fifth National Book Award category, will honor a work of fiction or nonfiction that has been translated into English and published in the U.S.
The poet and author Helen Dunmore, who died in June 2017, has been awarded the Costa book of the year for her final poetry collection, Inside the Wave.
Dunmore, who died last year aged 64, is only the second posthumous winner of the book of the year category in the prize's history, after her fellow poet Ted Hughes won for Birthday Letters in 1998, and only the eighth poetry collection to take the top award.
Inside the Wave considers her terminal cancer diagnosis and impending death.
Fantasy author Ursula K Le Guin has died at her home in Oregan, aged 88. A prodigious author, her career spanned more than half a century. She won numerous awards including the Nebula and Hugo science fiction and fantasy awards, the Newbery Medal, and the National Book Foundation Medal for Distinguished Contribution to American Letters. In 2000 the US Library of Congress designated her a Living Legend for her contribution to America's cultural heritage.